Loans at One-by-One SACCO

We offer a variety of loan products tailored to meet the diverse needs of our members. Whether you're looking to finance a personal project, expand your business, or purchase land, we have the right loan solutions to help you reach your financial goals.

Loan Eligibility Criteria

To qualify for any loan at One-by-One SACCO, you must:

  • Be an active member for at least.
  • Provide proof of income or financial statements (for business loans)
  • Have a good credit standing within the SACCO
  • Provide necessary documentation, such as identification and collateral details

Applying for a loan with One-by-One SACCO is a simple process:

Choose the Loan Product


Fill out the Loan Application Form


Submit form 


Loan Assessment and Approval


Receive Funds


We offer flexible repayment plans to accommodate your financial situation, ensuring you can manage your obligations comfortably.

Repaying your loan is straightforward and can be done through:

  • Monthly Installments: Set up automatic deductions from your account
  • Mobile Banking: Repay via our mobile app or online banking platform
  • SACCO Offices: Make payments in person at any branch